{
  "html_url": "https://postor.com.mx/licitacion/la-06-hiu-006hiu001-n-20-2026",
  "canonical": "https://postor.com.mx/licitacion/la-06-hiu-006hiu001-n-20-2026",
  "id": "25c2ffba1ddc46629f2bd307bcb82d9d",
  "procedure_number": "LA-06-HIU-006HIU001-N-20-2026",
  "file_number": "E-2026-00012965",
  "title": "SEGURO DE VIDA GRUPO PARA EMPLEADOS, FUNCIONARIOS, JUBILADOS Y EX EMPLEADOS",
  "description": {
    "short": null,
    "detailed": "DIRECCIÓN DE RECURSOS HUMANOS Y CALIDAD - SEGURO DE VIDA GRUPO PARA EMPLEADOS, FUNCIONARIOS, JUBILADOS Y EX EMPLEADOS DE NACIONAL FINANCIERA, S.N.C."
  },
  "lifecycle": {
    "section": "concluido",
    "source_status": "ADJUDICADO",
    "moved_at": "2026-05-14T10:34:44.667Z"
  },
  "buyer": {
    "agency": "NACIONAL FINANCIERA, S.N.C.",
    "acronym": "NAFIN",
    "branch": "06 - HACIENDA Y CRÉDITO PÚBLICO",
    "buying_unit": "SUBGERENCIA DE ADQUISICIONES",
    "requesting_unit": null,
    "requesting_group": "SUBGERENCIA DE ADQUISICIONES",
    "entity": null,
    "slug": "nafin",
    "unit_slug": "subgerencia-de-adquisiciones-006hiu001"
  },
  "classification": {
    "procedure_type": "LICITACIÓN PÚBLICA",
    "contracting_type": "SERVICIOS",
    "publication_type": null,
    "character": "NACIONAL",
    "fiscal_year": 2026,
    "law": "LEY DE ADQUISICIONES, ARRENDAMIENTOS Y SERVICIOS DEL SECTOR PÚBLICO",
    "legal_basis_id": null,
    "exception_basis": null,
    "internal_control_number": "C-MAT-009-2026",
    "supply_source_number": null
  },
  "schedule": {
    "published_at": "2026-03-13T20:05:40.000Z",
    "clarification_meeting_at": "2026-03-18T15:30:00.000Z",
    "clarification_questions_deadline_at": "2026-03-17T15:30:00.000Z",
    "clarification_responses_deadline_at": null,
    "bid_opening_at": "2026-03-27T15:00:00.000Z",
    "award_at": "2026-03-31T19:30:00.000Z",
    "estimated_contract_at": "2026-04-15T06:00:00.000Z",
    "site_visit_at": null,
    "estimated_work_start_at": null
  },
  "locations": {
    "state_id": "7",
    "state": "CIUDAD DE MÉXICO",
    "bid_opening": "SALA DE JUNTAS DE LA DIRECCIÓN DE ADQUISICIONES Y SERVICIOS",
    "award": "SALA DE JUNTAS DE LA DIRECCIÓN DE ADQUISICIONES Y SERVICIOS",
    "clarification_meeting": "SALA DE JUNTAS DE LA DIRECCIÓN DE ADQUISICIONES Y SERVICIOS",
    "site_visit": null,
    "work_site": null
  },
  "estimated_value": {
    "minimum": null,
    "maximum": null,
    "currency": "MXN",
    "updated_at": null
  },
  "financial_terms": {
    "currency": "MXN",
    "advance_percentage": "0",
    "supplier_percentage": null,
    "payment_method": "LOS PAGOS SEÑALADOS ANTERIORMENTE SE EFECTUARÁN EN MONEDA NACIONAL EN UN PLAZO QUE NO PODRÁ EXCEDER DE LOS 17 (DIECISIETE) DÍAS HÁBILES CONTADOS A PARTIR DEL ENVÍO Y VERIFICACIÓN DE LA FACTURA RESPECTIVA EL DÍA SIGUIENTE A AQUÉL EN QUE SE EFECTÚE LA ENTREGA DEL COMPROBANTE FISCAL DIGITAL POR INTERNET (CFDI) EN FORMATO XML Y PDF CORRESPONDIENTES DEBIDAMENTE REQUISITADOS Y RECIBIDOS LOS SERVICIOS A ENTERA SATISFACCIÓN DE NAFIN.",
    "credit_condition": null,
    "payment_conditions": null,
    "financing_organization": null
  },
  "evaluation": {
    "criterion": "BINARIO",
    "technical_points": null,
    "economic_points": null
  },
  "guarantees": {
    "performance_required": false,
    "goods_or_services_required": false,
    "amount_percentage": null,
    "delivery_days": null,
    "term_months": null,
    "other_insurance_required": false,
    "other_insurance_description": null,
    "performance_reduction": null
  },
  "participation": {
    "method": "ELECTRÓNICA",
    "joint": true,
    "msme_only": false,
    "social_witness": false,
    "multi_year": true,
    "open_contract": true,
    "consolidated_purchase": false,
    "external_credit": false,
    "simultaneous_supply": false,
    "subcontracting": null,
    "emergency": false,
    "proposal_language": "idioma data",
    "no_joint_participation_justification": null
  },
  "execution": {
    "site_visit_required": false,
    "duration_days": null,
    "procurement_term": "Recortado",
    "subcontracted_work": null,
    "deadline_justification": "ES DE SUMA IMPORTANCIA PARA LA INSTITUCIÓN, YA QUE DE NO CONTRAR CON DICHO SEGURO, SE CAERÍA EN INCUMPLIMIENTO LABORAL Y EN CASO DE FALLECIMIENTO, NO SE PODRÍA LLEVAR A CABO LA INDEMNIZACIÓN."
  },
  "lots": [
    {
      "number": "1",
      "name": "PARTIDA SOLA",
      "description": "PARTIDA SOLA",
      "requirement_group_id": "1",
      "items": [
        {
          "number": "1",
          "cucop_code": "14401-0001",
          "specific_item_code": "14401",
          "cucop_description": "SEGURO DE VIDA DEL PERSONAL CIVIL",
          "description": "SEGUROS DE VIDA DEL PERSONAL",
          "requested_quantity": null,
          "minimum_quantity": null,
          "maximum_quantity": null,
          "unit": "SERVICIO",
          "minimum_amount": "3286000",
          "maximum_amount": "8215000",
          "partida_code": "14401",
          "partida_description": "CUOTAS PARA EL SEGURO DE VIDA DEL PERSONAL CIVIL"
        }
      ]
    }
  ],
  "budget_items": [
    {
      "code": "14401",
      "description": "CUOTAS PARA EL SEGURO DE VIDA DEL PERSONAL CIVIL"
    }
  ],
  "awards": [
    {
      "id": "C-2026-00024683",
      "internal_reference": "C-MAT-009-2026",
      "title": "SEGURO DE VIDA GRUPO PARA EMPLEADOS, FUNCIONARIOS, JUBILADOS Y EX EMPLEADOS",
      "status": "PUBLICADO",
      "contractor": {
        "name": "ASEGURADORA PATRIMONIAL VIDA SA DE CV",
        "normalized_name": "ASEGURADORA PATRIMONIAL VIDA",
        "rfc_type": null,
        "slug": "aseguradora-patrimonial-vida"
      },
      "contract_period": {
        "published_at": "2026-04-01T01:07:46.000Z",
        "starts_at": "2026-04-15T06:00:00.000Z",
        "ends_at": "2028-12-31T06:00:00.000Z"
      },
      "value": {
        "subtotal": "118237604.29",
        "tax": "15195.54",
        "total": "118252799.83",
        "maximum_subtotal": "0",
        "maximum_total": "0",
        "currency": "MXN"
      },
      "open_contract_type": null,
      "quantity": null,
      "exercised_quantity": null,
      "participants": [
        {
          "number": "1",
          "name": "SPP INSTITUCION DE SEGUROS SA DE CV",
          "rfc_type": "moral"
        }
      ],
      "line_items": [
        {
          "number": "0",
          "cucop_code": "14401-0001",
          "description": "SEGUROS DE VIDA DEL PERSONAL",
          "unit": "SERVICIO",
          "requested_quantity": null,
          "awarded_quantity": null,
          "unit_price": "118237604.29",
          "subtotal": "118237604.29",
          "tax": "15195.54",
          "other_taxes": null,
          "total": "118252799.83",
          "cucop_description": "SEGURO DE VIDA DEL PERSONAL CIVIL",
          "partida_code": "14401",
          "partida_description": "CUOTAS PARA EL SEGURO DE VIDA DEL PERSONAL CIVIL"
        }
      ]
    }
  ],
  "documents": [
    {
      "id": null,
      "annex_number": 1,
      "document_type": null,
      "description": "CONVOCATORIA",
      "filename": "CONVOCATORIA.docx",
      "availability": "available",
      "size_bytes": "773241",
      "mime_type": "application/vnd.openxmlformats-officedocument.wordprocessingml.document",
      "sha256": null,
      "uploaded_at": "2026-03-13T20:28:22.001Z",
      "updated_at": "2026-03-20T20:53:11.803Z"
    },
    {
      "id": null,
      "annex_number": 1,
      "document_type": null,
      "description": "AVISO DE SUSPENSIÓN DE JUNTA DE ACLARACIONES",
      "filename": "SUSPENSION.pdf",
      "availability": "available",
      "size_bytes": "320991",
      "mime_type": "application/pdf",
      "sha256": null,
      "uploaded_at": "2026-03-20T20:53:07.508Z",
      "updated_at": "2026-03-20T20:53:11.805Z"
    },
    {
      "id": null,
      "annex_number": 2,
      "document_type": null,
      "description": "ANEXO TÉCNICO",
      "filename": "ANEXO VF.docx",
      "availability": "available",
      "size_bytes": "350221",
      "mime_type": "application/vnd.openxmlformats-officedocument.wordprocessingml.document",
      "sha256": null,
      "uploaded_at": "2026-03-13T20:28:23.816Z",
      "updated_at": "2026-03-20T20:53:11.864Z"
    },
    {
      "id": null,
      "annex_number": 3,
      "document_type": null,
      "description": "MODELO DE CONTRATO",
      "filename": "MODELO.docx",
      "availability": "available",
      "size_bytes": "376886",
      "mime_type": "application/vnd.openxmlformats-officedocument.wordprocessingml.document",
      "sha256": null,
      "uploaded_at": "2026-03-13T20:28:25.322Z",
      "updated_at": "2026-03-20T20:53:11.913Z"
    },
    {
      "id": null,
      "annex_number": 8,
      "document_type": null,
      "description": "ACTA JUNTA DE ACLARACIONES",
      "filename": "acta_junta_de_aclaraciones-firmada.pdf",
      "availability": "available",
      "size_bytes": "2234238",
      "mime_type": "application/pdf",
      "sha256": null,
      "uploaded_at": "2026-03-20T20:53:09.499Z",
      "updated_at": "2026-03-20T20:53:12.123Z"
    },
    {
      "id": null,
      "annex_number": 9,
      "document_type": null,
      "description": "ACTA CIERRE JUNTA DE ACLARACIONES",
      "filename": "acta_cierre_junta_de_aclaraciones-firmada.pdf",
      "availability": "available",
      "size_bytes": "5226605",
      "mime_type": "application/pdf",
      "sha256": null,
      "uploaded_at": "2026-03-20T20:53:11.447Z",
      "updated_at": "2026-03-20T20:53:12.125Z"
    },
    {
      "id": null,
      "annex_number": 10,
      "document_type": null,
      "description": "ACTA DE APERTURA DE PROPOSICIONES",
      "filename": "acta_de_apertura_de_proposiciones-firmada.pdf",
      "availability": "available",
      "size_bytes": "10750158",
      "mime_type": "application/pdf",
      "sha256": null,
      "uploaded_at": "2026-03-27T22:18:20.940Z",
      "updated_at": "2026-03-27T22:18:21.160Z"
    },
    {
      "id": null,
      "annex_number": 11,
      "document_type": null,
      "description": "ACTA DE FALLO",
      "filename": "acta_de_fallo-firmada.pdf",
      "availability": "available",
      "size_bytes": "7772062",
      "mime_type": "application/pdf",
      "sha256": null,
      "uploaded_at": "2026-05-14T10:34:47.215Z",
      "updated_at": "2026-05-14T10:34:47.435Z"
    },
    {
      "id": null,
      "annex_number": null,
      "document_type": null,
      "description": null,
      "filename": "Hoja_de_Calculo_1.xlsx",
      "availability": "available",
      "size_bytes": "36136",
      "mime_type": "application/vnd.openxmlformats-officedocument.spreadsheetml.sheet",
      "sha256": null,
      "uploaded_at": "2026-03-20T20:53:11.770Z",
      "updated_at": "2026-03-20T20:53:11.770Z"
    },
    {
      "id": null,
      "annex_number": null,
      "document_type": null,
      "description": null,
      "filename": "Hoja_de_Calculo_2.xlsx",
      "availability": "available",
      "size_bytes": "138909",
      "mime_type": "application/vnd.openxmlformats-officedocument.spreadsheetml.sheet",
      "sha256": null,
      "uploaded_at": "2026-03-20T20:53:11.798Z",
      "updated_at": "2026-03-20T20:53:11.799Z"
    }
  ],
  "provenance": {
    "source_system": "Compras MX",
    "source_fetched_at": "2026-09-05T08:13:20.442Z",
    "last_seen_at": "2026-09-26T10:06:09.575Z",
    "first_seen_at": "2026-03-13T20:28:15.682Z",
    "detail_complete": true,
    "documents_complete": true,
    "content_changed_at": "2026-03-31T13:30:00.000Z"
  },
  "context": {
    "prices": [
      {
        "cucop_code": "14401-0001",
        "description": "SEGURO DE VIDA DEL PERSONAL CIVIL",
        "priced_items": 320,
        "units": [
          {
            "n": 312,
            "max": 8827000016.78,
            "min": 0.007,
            "p10": 60983.941,
            "p50": 1808328.285,
            "p90": 19023896.88,
            "unidad": "SERVICIO"
          },
          {
            "n": 4,
            "max": 3933228.46,
            "min": 441410.72,
            "p10": 533984.363,
            "p50": 2112858.34,
            "p90": 3795978.067,
            "unidad": "PIEZA"
          },
          {
            "n": 3,
            "max": 11357733.97,
            "min": 6699588.34,
            "p10": 7582369.9,
            "p50": 11113496.14,
            "p90": 11308886.404,
            "unidad": "UNIDAD"
          }
        ],
        "price_by_year": {
          "2023": {
            "n": 38,
            "p50": 1565439.115
          },
          "2024": {
            "n": 75,
            "p50": 1966579.99
          },
          "2025": {
            "n": 116,
            "p50": 1903951.005
          },
          "2026": {
            "n": 91,
            "p50": 1464671.39
          }
        },
        "refreshed_at": "2026-09-18T22:36:47.258Z"
      }
    ],
    "suppliers": [
      {
        "slug": "aseguradora-patrimonial-vida",
        "name": "ASEGURADORA PATRIMONIAL VIDA SA DE CV",
        "total_contracts": 18,
        "total_awarded_amount": "339565380.85",
        "median_amount": "6772930.58",
        "distinct_buyers": 14,
        "first_contract_at": "2023-03-01T00:00:00.000Z",
        "last_contract_at": "2026-04-15T00:00:00.000Z",
        "with_this_buyer": {
          "contracts": 2,
          "amount": "127764660.44"
        },
        "refreshed_at": "2026-09-16T00:56:30.797Z"
      }
    ],
    "buyer": {
      "slug": "nafin",
      "name": "NACIONAL FINANCIERA, S.N.C.",
      "total_procedures": 760,
      "distinct_suppliers": 322,
      "procedures_by_type": {
        "LICITACIÓN PÚBLICA": 60,
        "ADJUDICACIÓN DIRECTA": 646,
        "INVITACIÓN A CUANDO MENOS TRES PERSONAS": 45,
        "CONTRATO ESPECÍFICO DERIVADO DE ACUERDO MARCO": 9
      },
      "refreshed_at": "2026-09-25T00:45:03.127Z"
    }
  },
  "alternates": [],
  "similar": [
    {
      "numero_procedimiento": "la-06-hiu-006hiu001-n-47-2023",
      "nombre_procedimiento": "SEGURO DE VIDA GRUPO PARA EMPLEADOS, FUNCIONARIOS, JUBILADOS Y EX EMPLEADOS",
      "dependencia": "NAFIN",
      "siglas": "NAFIN",
      "score": 0.02842805213153754,
      "anio_ejercicio": 2023,
      "estatus": "DESIERTO",
      "fecha_fallo": "2023-06-12T16:00:00.000Z",
      "fecha_publicacion": "2023-05-17T14:51:26.000Z",
      "ganador": null,
      "ganador_slug": null,
      "ganador_rfc_type": null,
      "ganadores": "0",
      "monto_mxn": null
    },
    {
      "numero_procedimiento": "la-06-hjo-006hjo001-n-4-2023",
      "nombre_procedimiento": "SEGURO DE GRUPO DE VIDA INSTITUCIONAL",
      "dependencia": "BANCO DEL BIENESTAR S.N.C., I.B.D.",
      "siglas": "BANCODELBIENESTAR",
      "score": 0.09586771056670573,
      "anio_ejercicio": 2023,
      "estatus": "DESIERTO",
      "fecha_fallo": "2023-02-22T12:00:00.000Z",
      "fecha_publicacion": "2023-02-01T18:54:21.000Z",
      "ganador": null,
      "ganador_slug": null,
      "ganador_rfc_type": null,
      "ganadores": "0",
      "monto_mxn": null
    },
    {
      "numero_procedimiento": "la-06-hjo-006hjo001-n-8-2024",
      "nombre_procedimiento": "SERVICIO DE “SEGURO DE GRUPO DE VIDA PARA PERSONAL DE LA INSTITUCIÓN”",
      "dependencia": "BANCODELBIENESTAR",
      "siglas": "BANCODELBIENESTAR",
      "score": 0.09674967488641995,
      "anio_ejercicio": 2024,
      "estatus": "ADJUDICADO",
      "fecha_fallo": "2024-02-28T17:00:00.000Z",
      "fecha_publicacion": "2024-02-09T18:01:58.000Z",
      "ganador": "SEGUROS INBURSA, S.A., GRUPO FINANCIERO INBURSA",
      "ganador_slug": "seguros-inbursa-sa-grupo-financiero-inbursa",
      "ganador_rfc_type": null,
      "ganadores": "1",
      "monto_mxn": "7694971.00"
    },
    {
      "numero_procedimiento": "la-38-90u-03890u001-n-2-2026",
      "nombre_procedimiento": "SEGURO DE VIDA GRUPO 2026",
      "dependencia": "CENTRO DE INVESTIGACION EN QUIMICA APLICADA",
      "siglas": "CIQA",
      "score": 0.09699232542422676,
      "anio_ejercicio": 2026,
      "estatus": "ADJUDICADO",
      "fecha_fallo": "2026-02-09T13:00:00.000Z",
      "fecha_publicacion": "2026-01-20T12:05:14.000Z",
      "ganador": "GRUPO NACIONAL PROVINCIAL S A B",
      "ganador_slug": "grupo-nacional-provincial-sab",
      "ganador_rfc_type": null,
      "ganadores": "1",
      "monto_mxn": "2062916.76"
    },
    {
      "numero_procedimiento": "la-06-712-006000998-n-13-2026",
      "nombre_procedimiento": "SEGURO DE VIDA INSTITUCIONAL 2026-2029",
      "dependencia": "SECRETARIA DE HACIENDA Y CREDITO PUBLICO",
      "siglas": "SHCP",
      "score": 0.09983488912429916,
      "anio_ejercicio": 2026,
      "estatus": "ADJUDICADO",
      "fecha_fallo": "2026-03-24T17:00:00.000Z",
      "fecha_publicacion": "2026-02-20T12:40:21.000Z",
      "ganador": "SEGUROS BANORTE SA DE CV GRUPO FINANCIERO BANORTE",
      "ganador_slug": "seguros-banorte-sa-de-cv-grupo-financiero-banorte",
      "ganador_rfc_type": null,
      "ganadores": "1",
      "monto_mxn": "13335629726.62"
    },
    {
      "numero_procedimiento": "la-06-hjo-006hjo001-n-6-2025",
      "nombre_procedimiento": "SERVICIO DE “SEGURO DE GRUPO DE VIDA PARA PERSONAL DE LA INSTITUCIÓN”",
      "dependencia": "BANCO DEL BIENESTAR S.N.C., I.B.D.",
      "siglas": "BANCODELBIENESTAR",
      "score": 0.10090206576914218,
      "anio_ejercicio": 2025,
      "estatus": "ADJUDICADO",
      "fecha_fallo": "2025-03-26T13:00:00.000Z",
      "fecha_publicacion": "2025-03-06T17:19:30.000Z",
      "ganador": "METLIFE MEXICO SA DE CV",
      "ganador_slug": "metlife-mexico",
      "ganador_rfc_type": null,
      "ganadores": "1",
      "monto_mxn": "24000000.00"
    }
  ]
}