{
  "html_url": "https://postor.com.mx/invitacion/ia-06-g0n-006g0n001-n-150-2025",
  "canonical": "https://postor.com.mx/invitacion/ia-06-g0n-006g0n001-n-150-2025",
  "id": "f17948680de24cd3b69a73fa72d33224",
  "procedure_number": "IA-06-G0N-006G0N001-N-150-2025",
  "file_number": "E-2025-00113163",
  "title": "SEGURO DE CRIMEN/RIESGOS CIBERNÉTICOS “FINTECH CRIME”",
  "description": {
    "short": "Pérdidas o costos adicionales, cuantificados y justificados, o entre otros supuestos, se trate de proveedor que tenga contrato vigente adjudicado por licitación pública.",
    "detailed": "CONTRATACIÓN DEL SERVICIO DE UN SEGURO DE CRIMEN/RIESGOS CIBERNÉTICOS “FINTECH CRIME” A FAVOR DEL BANCO NACIONAL DE COMERCIO EXTERIOR, S.N.C., I.B.D."
  },
  "lifecycle": {
    "section": "concluido",
    "source_status": "ADJUDICADO",
    "moved_at": "2026-01-11T07:40:55.716Z"
  },
  "buyer": {
    "agency": "BANCO NACIONAL DE COMERCIO EXTERIOR, S.N.C.",
    "acronym": "BANCOMEXT",
    "branch": "06 - HACIENDA Y CRÉDITO PÚBLICO",
    "buying_unit": "SUBDIRECCIÓN DE ADQUISICIONES DE BIENES MUEBLES Y SERVICIOS",
    "requesting_unit": null,
    "requesting_group": "SUBDIRECCIÓN DE ADQUISICIONES DE BIENES MUEBLES Y SERVICIOS",
    "entity": null,
    "slug": "bancomext",
    "unit_slug": "subdireccion-de-adquisiciones-de-bienes-muebles-y-servicios-006g0n001"
  },
  "classification": {
    "procedure_type": "INVITACIÓN A CUANDO MENOS TRES PERSONAS",
    "contracting_type": "SERVICIOS",
    "publication_type": null,
    "character": "NACIONAL",
    "fiscal_year": 2025,
    "law": "LEY DE ADQUISICIONES, ARRENDAMIENTOS Y SERVICIOS DEL SECTOR PÚBLICO",
    "legal_basis_id": "156",
    "exception_basis": "Art. 54 fr. III",
    "internal_control_number": "0202511004",
    "supply_source_number": null
  },
  "schedule": {
    "published_at": "2025-12-02T01:09:28.000Z",
    "clarification_meeting_at": "2025-12-05T19:00:00.000Z",
    "clarification_questions_deadline_at": "2025-12-04T19:00:00.000Z",
    "clarification_responses_deadline_at": null,
    "bid_opening_at": "2025-12-15T17:00:00.000Z",
    "award_at": "2025-12-22T23:00:00.000Z",
    "estimated_contract_at": "2026-01-13T06:00:00.000Z",
    "site_visit_at": null,
    "estimated_work_start_at": null
  },
  "locations": {
    "state_id": "7",
    "state": "CIUDAD DE MÉXICO",
    "bid_opening": "A TRAVÉS DE LA PLATAFORMA COMPRAS MX",
    "award": "A TRAVÉS DE LA PLATAFORMA COMPRAS MX",
    "clarification_meeting": "A TRAVES DE LA PLATAFORMA COMPRAS MX",
    "site_visit": null,
    "work_site": null
  },
  "estimated_value": {
    "minimum": null,
    "maximum": null,
    "currency": "USD",
    "updated_at": null
  },
  "financial_terms": {
    "currency": "USD",
    "advance_percentage": "0",
    "supplier_percentage": null,
    "payment_method": "Bancomext realizará al proveedor el pago de los servicios en una sola exhibición, al inicio de la prestación de los servicios, en términos de lo dispuesto en el último párrafo del artículo 16 de la LAASSP, así como en el tercer párrafo del numeral 2.1.14. de las Políticas, bases y lineamientos en materia de adquisiciones, arrendamientos y prestación de servicios de Bancomext.",
    "credit_condition": null,
    "payment_conditions": null,
    "financing_organization": null
  },
  "evaluation": {
    "criterion": "BINARIO",
    "technical_points": null,
    "economic_points": null
  },
  "guarantees": {
    "performance_required": false,
    "goods_or_services_required": false,
    "amount_percentage": null,
    "delivery_days": null,
    "term_months": null,
    "other_insurance_required": false,
    "other_insurance_description": null,
    "performance_reduction": null
  },
  "participation": {
    "method": "ELECTRÓNICA",
    "joint": false,
    "msme_only": false,
    "social_witness": false,
    "multi_year": false,
    "open_contract": false,
    "consolidated_purchase": false,
    "external_credit": false,
    "simultaneous_supply": false,
    "subcontracting": null,
    "emergency": false,
    "proposal_language": "idioma data",
    "no_joint_participation_justification": "Para este procedimiento de contratación los licitantes no podrán presentar propuestas conjuntas en términos del artículo 77 del Reglamento DE LA LAASSP."
  },
  "execution": {
    "site_visit_required": false,
    "duration_days": null,
    "procurement_term": "Normal",
    "subcontracted_work": null,
    "deadline_justification": null
  },
  "lots": [
    {
      "number": "1",
      "name": "PARTIDA SOLA",
      "description": "PARTIDA SOLA",
      "requirement_group_id": "1",
      "items": [
        {
          "number": "1",
          "cucop_code": "34501-0001",
          "specific_item_code": "34501",
          "cucop_description": "CONTRATACION DE SEGUROS PARA BIENES MUEBLES",
          "description": "CONTRATACIÓN DEL SERVICIO DE UN SEGURO DE CRIMEN/RIESGOS CIBERNÉTICOS “FINTECH CRIME” A FAVOR DEL BANCO NACIONAL DE COMERCIO EXTERIOR, S.N.C., I.B.D.",
          "requested_quantity": "1",
          "minimum_quantity": "1",
          "maximum_quantity": "1",
          "unit": "SERVICIO",
          "minimum_amount": null,
          "maximum_amount": null,
          "partida_code": "34501",
          "partida_description": "SEGURO DE BIENES PATRIMONIALES"
        }
      ]
    }
  ],
  "budget_items": [
    {
      "code": "34501",
      "description": "SEGURO DE BIENES PATRIMONIALES"
    }
  ],
  "awards": [
    {
      "id": "C-2025-00136955",
      "internal_reference": "202512012",
      "title": "SEGURO DE CRIMEN/RIESGOS CIBERNÉTICOS “FINTECH CRIME”",
      "status": "PUBLICADO",
      "contractor": {
        "name": "SEGUROS BANORTE SA DE CV GRUPO FINANCIERO BANORTE",
        "normalized_name": "SEGUROS BANORTE SA DE CV GRUPO FINANCIERO BANORTE",
        "rfc_type": null
      },
      "contract_period": {
        "published_at": "2026-01-05T16:19:43.000Z",
        "starts_at": "2025-12-29T06:00:00.000Z",
        "ends_at": "2026-12-28T06:00:00.000Z"
      },
      "value": {
        "subtotal": "2731814.26",
        "tax": "437090.28",
        "total": "3168904.54",
        "maximum_subtotal": "0",
        "maximum_total": "0",
        "currency": "USD"
      },
      "open_contract_type": null,
      "quantity": null,
      "exercised_quantity": null,
      "participants": [],
      "line_items": [
        {
          "number": "0",
          "cucop_code": "34501-0001",
          "description": "CONTRATACIÓN DEL SERVICIO DE UN SEGURO DE CRIMEN/RIESGOS CIBERNÉTICOS “FINTECH CRIME” A FAVOR DEL BANCO NACIONAL DE COMERCIO EXTERIOR, S.N.C., I.B.D.",
          "unit": "SERVICIO",
          "requested_quantity": "1",
          "awarded_quantity": null,
          "unit_price": "2731814.26",
          "subtotal": "2731814.26",
          "tax": "437090.28",
          "other_taxes": null,
          "total": "3168904.54",
          "cucop_description": "CONTRATACION DE SEGUROS PARA BIENES MUEBLES",
          "partida_code": "34501",
          "partida_description": "SEGURO DE BIENES PATRIMONIALES"
        }
      ]
    }
  ],
  "documents": [
    {
      "id": null,
      "annex_number": 1,
      "document_type": null,
      "description": "JUSTIFICACIÓN DE EXCEPCIÓN",
      "filename": "ESCRITO.pdf",
      "availability": "available",
      "size_bytes": "3905512",
      "mime_type": "application/pdf",
      "sha256": null,
      "uploaded_at": "2025-12-02T21:36:35.870Z",
      "updated_at": "2026-09-04T04:54:53.838Z"
    },
    {
      "id": null,
      "annex_number": 1,
      "document_type": null,
      "description": "INVITACIÓN",
      "filename": "Convo C.docx",
      "availability": "available",
      "size_bytes": "1130712",
      "mime_type": "application/vnd.openxmlformats-officedocument.wordprocessingml.document",
      "sha256": null,
      "uploaded_at": "2025-12-02T21:37:51.921Z",
      "updated_at": "2026-09-04T04:54:54.654Z"
    },
    {
      "id": null,
      "annex_number": 1,
      "document_type": null,
      "description": "AVISO DE DIFERIMIENTO DE FALLO",
      "filename": "Dif fallo.pdf",
      "availability": "available",
      "size_bytes": "1244547",
      "mime_type": "application/pdf",
      "sha256": null,
      "uploaded_at": "2025-12-18T23:09:51.681Z",
      "updated_at": "2026-09-04T04:54:53.815Z"
    },
    {
      "id": null,
      "annex_number": 1,
      "document_type": null,
      "description": "AVISO DE DIFERIMIENTO DE FALLO",
      "filename": "2 Dif fallo.pdf",
      "availability": "available",
      "size_bytes": "1263019",
      "mime_type": "application/pdf",
      "sha256": null,
      "uploaded_at": "2025-12-19T21:20:53.307Z",
      "updated_at": "2026-09-04T04:54:53.819Z"
    },
    {
      "id": null,
      "annex_number": 2,
      "document_type": null,
      "description": "ANEXO TÉCNICO",
      "filename": "Anexo ciber.docx",
      "availability": "available",
      "size_bytes": "990782",
      "mime_type": "application/vnd.openxmlformats-officedocument.wordprocessingml.document",
      "sha256": null,
      "uploaded_at": "2025-12-02T21:36:58.938Z",
      "updated_at": "2026-09-04T04:54:54.401Z"
    },
    {
      "id": null,
      "annex_number": 3,
      "document_type": null,
      "description": "MODELO DE CONTRATO",
      "filename": "CONTRATO.docx",
      "availability": "available",
      "size_bytes": "1006689",
      "mime_type": "application/vnd.openxmlformats-officedocument.wordprocessingml.document",
      "sha256": "ed487d4ca44ff70c52e87ccbde5f3737addca1120bfa56dc92d02c8678d09aa0",
      "uploaded_at": "2025-12-02T21:37:21.978Z",
      "updated_at": "2026-09-04T04:54:55.457Z"
    },
    {
      "id": null,
      "annex_number": 3,
      "document_type": null,
      "description": "AVISO DE SUSPENSIÓN DE JUNTA DE ACLARACIONES",
      "filename": "2Dif.pdf",
      "availability": "available",
      "size_bytes": "1078099",
      "mime_type": "application/pdf",
      "sha256": null,
      "uploaded_at": "2025-12-10T00:23:42.471Z",
      "updated_at": "2026-09-04T04:54:53.855Z"
    },
    {
      "id": "f1030085-a17e-4b5e-b413-5c7022ab06c9",
      "annex_number": 4,
      "document_type": null,
      "description": "MODELO DE CONTRATO",
      "filename": "CONTRATO.docx",
      "availability": "available",
      "size_bytes": "1006689",
      "mime_type": "application/vnd.openxmlformats-officedocument.wordprocessingml.document",
      "sha256": "ed487d4ca44ff70c52e87ccbde5f3737addca1120bfa56dc92d02c8678d09aa0",
      "uploaded_at": "2026-09-04T04:54:53.192Z",
      "updated_at": "2026-09-04T04:54:53.805Z"
    },
    {
      "id": null,
      "annex_number": 5,
      "document_type": null,
      "description": "AVISO DE SUSPENSIÓN DE JUNTA DE ACLARACIONES",
      "filename": "JA SUS.pdf",
      "availability": "available",
      "size_bytes": "1958441",
      "mime_type": "application/pdf",
      "sha256": null,
      "uploaded_at": "2025-12-10T00:23:39.194Z",
      "updated_at": "2026-09-04T04:54:53.842Z"
    },
    {
      "id": null,
      "annex_number": 8,
      "document_type": null,
      "description": "ACTA JUNTA DE ACLARACIONES",
      "filename": "acta_junta_de_aclaraciones-firmada.pdf",
      "availability": "available",
      "size_bytes": "1412759",
      "mime_type": "application/pdf",
      "sha256": null,
      "uploaded_at": "2025-12-10T00:23:46.505Z",
      "updated_at": "2026-09-04T04:54:53.844Z"
    },
    {
      "id": null,
      "annex_number": 9,
      "document_type": null,
      "description": "ACTA CIERRE JUNTA DE ACLARACIONES",
      "filename": "acta_cierre_junta_de_aclaraciones-firmada.pdf",
      "availability": "available",
      "size_bytes": "922516",
      "mime_type": "application/pdf",
      "sha256": null,
      "uploaded_at": "2025-12-10T00:23:48.873Z",
      "updated_at": "2026-09-04T04:54:53.840Z"
    },
    {
      "id": null,
      "annex_number": 10,
      "document_type": null,
      "description": "ACTA DE APERTURA DE PROPOSICIONES",
      "filename": "acta_de_apertura_de_proposiciones-firmada.pdf",
      "availability": "available",
      "size_bytes": "3733038",
      "mime_type": "application/pdf",
      "sha256": null,
      "uploaded_at": "2025-12-15T23:45:00.331Z",
      "updated_at": "2026-09-04T04:54:53.857Z"
    },
    {
      "id": null,
      "annex_number": 13,
      "document_type": null,
      "description": "ACTA DE FALLO",
      "filename": "acta_de_fallo-firmada.pdf",
      "availability": "available",
      "size_bytes": "11936849",
      "mime_type": "application/pdf",
      "sha256": null,
      "uploaded_at": "2026-01-11T07:41:07.947Z",
      "updated_at": "2026-09-04T04:54:53.823Z"
    }
  ],
  "provenance": {
    "source_system": "Compras MX",
    "source_fetched_at": "2026-09-04T04:54:51.625Z",
    "last_seen_at": "2026-09-27T10:27:45.847Z",
    "first_seen_at": "2025-12-02T21:35:23.359Z",
    "detail_complete": true,
    "documents_complete": true,
    "content_changed_at": "2026-09-04T05:00:04.903Z"
  },
  "context": {
    "prices": [
      {
        "cucop_code": "34501-0001",
        "description": "CONTRATACION DE SEGUROS PARA BIENES MUEBLES",
        "priced_items": 112,
        "units": [
          {
            "n": 110,
            "max": 1012000000,
            "min": 940.66,
            "p10": 49020.917,
            "p50": 824922.99,
            "p90": 881971660.16,
            "unidad": "SERVICIO"
          }
        ],
        "price_by_year": {
          "2023": {
            "n": 33,
            "p50": 215254.3
          },
          "2024": {
            "n": 27,
            "p50": 849637.5
          },
          "2025": {
            "n": 41,
            "p50": 2592492.11
          },
          "2026": {
            "n": 11,
            "p50": 88081.76
          }
        },
        "refreshed_at": "2026-09-19T05:41:52.804Z"
      }
    ],
    "buyer": {
      "slug": "bancomext",
      "name": "BANCO NACIONAL DE COMERCIO EXTERIOR, S.N.C.",
      "total_procedures": 561,
      "distinct_suppliers": 261,
      "procedures_by_type": {
        "LICITACIÓN PÚBLICA": 14,
        "ADJUDICACIÓN DIRECTA": 526,
        "INVITACIÓN A CUANDO MENOS TRES PERSONAS": 17,
        "CONTRATO ESPECÍFICO DERIVADO DE ACUERDO MARCO": 4
      },
      "refreshed_at": "2026-09-18T06:30:19.122Z"
    }
  },
  "alternates": [],
  "similar": [
    {
      "numero_procedimiento": "ia-06-g0n-006g0n001-n-139-2024",
      "nombre_procedimiento": "SEGURO DE CRIMEN/RIESGOS CIBERNÉTICOS “FINTECH CRIME”",
      "dependencia": "BANCOMEXT",
      "siglas": "BANCOMEXT",
      "score": 0.0757985756277173,
      "anio_ejercicio": 2024,
      "estatus": "ADJUDICADO",
      "fecha_fallo": "2024-12-27T17:00:00.000Z",
      "fecha_publicacion": "2024-12-13T17:14:00.000Z",
      "ganador": "SEGUROS BANORTE SA DE CV GRUPO FINANCIERO BANORTE",
      "ganador_slug": "seguros-banorte-sa-de-cv-grupo-financiero-banorte",
      "ganador_rfc_type": null,
      "ganadores": "1",
      "monto_mxn": "57074093.75"
    },
    {
      "numero_procedimiento": "ia-06-g1h-006g1h001-n-4-2024",
      "nombre_procedimiento": "CONTRATACIÓN DEL SERVICIO DE ACOMPAÑAMIENTO ESPECIALIZADO EN MATERIA DE SEGUROS.",
      "dependencia": "BANJERCITO",
      "siglas": "BANJERCITO",
      "score": 0.2329626957133646,
      "anio_ejercicio": 2024,
      "estatus": "ADJUDICADO",
      "fecha_fallo": "2024-04-04T12:00:00.000Z",
      "fecha_publicacion": "2024-03-21T16:34:19.000Z",
      "ganador": "PCP, AGENTE DE SEGUROS Y DE FIANZAS SA DE CV",
      "ganador_slug": "pcp-agente-de-seguros-y-de-fianzas",
      "ganador_rfc_type": null,
      "ganadores": "1",
      "monto_mxn": "1738260.00"
    },
    {
      "numero_procedimiento": "ia-06-g0n-006g0n001-n-149-2025",
      "nombre_procedimiento": "SERVICIO DE PROTECCIÓN DE APLICACIONES MEDIANTE FIREWALL DE APLICACIONES WEB",
      "dependencia": "BANCO NACIONAL DE COMERCIO EXTERIOR, S.N.C.",
      "siglas": "BANCOMEXT",
      "score": 0.23408068621639389,
      "anio_ejercicio": 2025,
      "estatus": "ADJUDICADO",
      "fecha_fallo": "2025-12-05T17:00:00.000Z",
      "fecha_publicacion": "2025-11-24T21:58:39.000Z",
      "ganador": "CONSULTORIA Y CAPACITACION EN SOLUCIONES AVANZADAS DE SEGURIDAD",
      "ganador_slug": "consultoria-y-capacitacion-en-soluciones-avanzadas-de-seguridad",
      "ganador_rfc_type": null,
      "ganadores": "1",
      "monto_mxn": "1244475.84"
    },
    {
      "numero_procedimiento": "ia-06-g0n-006g0n001-n-121-2025",
      "nombre_procedimiento": "SERVICIO DE PROTECCIÓN DE APLICACIONES MEDIANTE FIREWALL DE APLICACIONES WEB",
      "dependencia": "BANCO NACIONAL DE COMERCIO EXTERIOR, S.N.C.",
      "siglas": "BANCOMEXT",
      "score": 0.2354662418365424,
      "anio_ejercicio": 2025,
      "estatus": "DESIERTO",
      "fecha_fallo": "2025-10-08T17:00:00.000Z",
      "fecha_publicacion": "2025-09-24T20:26:10.000Z",
      "ganador": null,
      "ganador_slug": null,
      "ganador_rfc_type": null,
      "ganadores": "0",
      "monto_mxn": null
    },
    {
      "numero_procedimiento": "ia-84-w56-925059988-n-13-2025",
      "nombre_procedimiento": "CONTRATACIÓN DE SEGUROS PARA BIENES PATRIMONIALES",
      "dependencia": "UNIVERSIDAD AUTÓNOMA DE SINALOA",
      "siglas": "UAS",
      "score": 0.23901343345641546,
      "anio_ejercicio": 2025,
      "estatus": "DESIERTO",
      "fecha_fallo": "2025-09-12T13:34:00.000Z",
      "fecha_publicacion": "2025-09-05T14:18:03.000Z",
      "ganador": null,
      "ganador_slug": null,
      "ganador_rfc_type": null,
      "ganadores": "0",
      "monto_mxn": null
    },
    {
      "numero_procedimiento": "ia-06-hhn-006hhn001-n-25-2024",
      "nombre_procedimiento": "SEGURO DE RESPONSABILIDAD Y ASISTENCIA LEGAL DEL IPAB",
      "dependencia": "IPAB",
      "siglas": "IPAB",
      "score": 0.24573327575524173,
      "anio_ejercicio": 2024,
      "estatus": "ADJUDICADO",
      "fecha_fallo": "2024-03-05T17:00:00.000Z",
      "fecha_publicacion": "2024-02-23T15:59:54.000Z",
      "ganador": "GRUPO MEXICANO DE SEGUROS SA DE CV",
      "ganador_slug": "grupo-mexicano-de-seguros",
      "ganador_rfc_type": null,
      "ganadores": "1",
      "monto_mxn": "904800.00"
    }
  ]
}