{
  "html_url": "https://postor.com.mx/adjudicacion/aa-06-g0n-006g0n001-n-189-2023",
  "canonical": "https://postor.com.mx/adjudicacion/aa-06-g0n-006g0n001-n-189-2023",
  "id": "369cae72ec874cab9f97dfda87400a45",
  "procedure_number": "AA-06-G0N-006G0N001-N-189-2023",
  "file_number": "E-2023-00124999",
  "title": "SEGURO DE CRIMEN/RIESGOS CIBERNÉTICOS “FINTECH CRIME”",
  "description": {
    "short": "Pérdidas o costos adicionales, cuantificados y justificados, o entre otros supuestos, se trate de proveedor que tenga contrato vigente adjudicado por licitación pública.",
    "detailed": "SEGURO DE CRIMEN/RIESGOS CIBERNÉTICOS “FINTECH CRIME”, A FAVOR DEL BANCO NACIONAL DE COMERCIO EXTERIOR, S.N.C."
  },
  "lifecycle": {
    "section": "concluido",
    "source_status": "ADJUDICADO",
    "moved_at": null
  },
  "buyer": {
    "agency": "BANCOMEXT",
    "acronym": "BANCOMEXT",
    "branch": "06 - HACIENDA Y CRÉDITO PÚBLICO",
    "buying_unit": "SUBDIRECCIÓN DE ADQUISICIONES DE BIENES MUEBLES Y SERVICIOS",
    "requesting_unit": null,
    "requesting_group": "SUBDIRECCIÓN DE ADQUISICIONES DE BIENES MUEBLES Y SERVICIOS",
    "entity": null,
    "slug": "bancomext",
    "unit_slug": "subdireccion-de-adquisiciones-de-bienes-muebles-y-servicios-006g0n001"
  },
  "classification": {
    "procedure_type": "ADJUDICACIÓN DIRECTA",
    "contracting_type": "SERVICIOS",
    "publication_type": null,
    "character": "NACIONAL",
    "fiscal_year": 2023,
    "law": "LEY DE ADQUISICIONES, ARRENDAMIENTOS Y SERVICIOS DEL SECTOR PÚBLICO",
    "legal_basis_id": "24",
    "exception_basis": "Art. 41 fr. III",
    "internal_control_number": "0202311006",
    "supply_source_number": null
  },
  "schedule": {
    "published_at": "2023-12-01T00:27:23.000Z",
    "clarification_meeting_at": null,
    "clarification_questions_deadline_at": null,
    "clarification_responses_deadline_at": null,
    "bid_opening_at": null,
    "award_at": null,
    "estimated_contract_at": "2023-12-29T06:00:00.000Z",
    "site_visit_at": null,
    "estimated_work_start_at": null
  },
  "locations": {
    "state_id": "7",
    "state": "CIUDAD DE MÉXICO",
    "bid_opening": null,
    "award": null,
    "clarification_meeting": null,
    "site_visit": null,
    "work_site": null
  },
  "estimated_value": {
    "minimum": null,
    "maximum": null,
    "currency": "USD",
    "updated_at": null
  },
  "financial_terms": {
    "currency": "USD",
    "advance_percentage": "0",
    "supplier_percentage": null,
    "payment_method": "PAGO EN UNA SOLA EXHIBICIÓN",
    "credit_condition": null,
    "payment_conditions": null,
    "financing_organization": null
  },
  "evaluation": {
    "criterion": "BINARIO",
    "technical_points": null,
    "economic_points": null
  },
  "guarantees": {
    "performance_required": false,
    "goods_or_services_required": false,
    "amount_percentage": null,
    "delivery_days": null,
    "term_months": null,
    "other_insurance_required": false,
    "other_insurance_description": null,
    "performance_reduction": null
  },
  "participation": {
    "method": null,
    "joint": false,
    "msme_only": false,
    "social_witness": false,
    "multi_year": false,
    "open_contract": false,
    "consolidated_purchase": false,
    "external_credit": false,
    "simultaneous_supply": false,
    "subcontracting": null,
    "emergency": false,
    "proposal_language": "idioma data",
    "no_joint_participation_justification": null
  },
  "execution": {
    "site_visit_required": null,
    "duration_days": null,
    "procurement_term": "Normal",
    "subcontracted_work": null,
    "deadline_justification": null
  },
  "lots": [
    {
      "number": "1",
      "name": "PARTIDA SOLA",
      "description": "PARTIDA SOLA",
      "requirement_group_id": "1",
      "items": [
        {
          "number": "1",
          "cucop_code": "34501-0001",
          "specific_item_code": "34501",
          "cucop_description": "CONTRATACION DE SEGUROS PARA BIENES MUEBLES",
          "description": "SEGURO DE RIESGO CIBERNETICOS FINTECH CRIME",
          "requested_quantity": "1",
          "minimum_quantity": "1",
          "maximum_quantity": "1",
          "unit": "SERVICIO",
          "minimum_amount": null,
          "maximum_amount": null,
          "partida_code": "34501",
          "partida_description": "SEGURO DE BIENES PATRIMONIALES"
        }
      ]
    }
  ],
  "budget_items": [
    {
      "code": "34501",
      "description": "SEGURO DE BIENES PATRIMONIALES"
    }
  ],
  "awards": [
    {
      "id": "C-2023-00157778",
      "internal_reference": "202311008",
      "title": "SEGURO DE CRIMEN/RIESGOS CIBERNÉTICOS “FINTECH CRIME”",
      "status": "PUBLICADO",
      "contractor": {
        "name": "SEGUROS BANORTE SA DE CV GRUPO FINANCIERO BANORTE",
        "normalized_name": "SEGUROS BANORTE SA DE CV GRUPO FINANCIERO BANORTE",
        "rfc_type": null
      },
      "contract_period": {
        "published_at": "2023-12-01T00:27:23.000Z",
        "starts_at": "2023-12-29T06:00:00.000Z",
        "ends_at": "2024-12-28T06:00:00.000Z"
      },
      "value": {
        "subtotal": "2426854",
        "tax": "388296.64",
        "total": "2815150.64",
        "maximum_subtotal": "0",
        "maximum_total": "0",
        "currency": "USD"
      },
      "open_contract_type": null,
      "quantity": null,
      "exercised_quantity": null,
      "participants": [],
      "line_items": [
        {
          "number": "0",
          "cucop_code": "34501-0001",
          "description": "SEGURO DE RIESGO CIBERNETICOS FINTECH CRIME",
          "unit": "SERVICIO",
          "requested_quantity": "1",
          "awarded_quantity": null,
          "unit_price": "2426854",
          "subtotal": "2426854",
          "tax": "388296.64",
          "other_taxes": null,
          "total": "2815150.64",
          "cucop_description": "CONTRATACION DE SEGUROS PARA BIENES MUEBLES",
          "partida_code": "34501",
          "partida_description": "SEGURO DE BIENES PATRIMONIALES"
        }
      ]
    }
  ],
  "documents": [
    {
      "id": null,
      "annex_number": 1,
      "document_type": null,
      "description": "JUSTIFICACIÓN DE EXCEPCIÓN",
      "filename": "ESCRITO DE JUSTIFICACIÃ¿N.pdf",
      "availability": "available",
      "size_bytes": "1746242",
      "mime_type": "application/pdf",
      "sha256": null,
      "uploaded_at": "2025-12-12T13:14:57.169Z",
      "updated_at": "2025-12-12T13:14:57.170Z"
    },
    {
      "id": null,
      "annex_number": 1,
      "document_type": null,
      "description": "ANEXO TÉCNICO",
      "filename": "ANEXO TÃ¿CNICO.pdf",
      "availability": "available",
      "size_bytes": "1744171",
      "mime_type": "application/pdf",
      "sha256": null,
      "uploaded_at": "2025-12-12T13:15:04.061Z",
      "updated_at": "2025-12-12T13:15:04.062Z"
    },
    {
      "id": null,
      "annex_number": 4,
      "document_type": null,
      "description": "OFICIO DE ADJUDICACIÓN",
      "filename": "DSI-044-2023.pdf",
      "availability": "available",
      "size_bytes": "2971744",
      "mime_type": "application/pdf",
      "sha256": null,
      "uploaded_at": "2025-12-12T13:15:10.608Z",
      "updated_at": "2025-12-12T13:15:10.609Z"
    }
  ],
  "provenance": {
    "source_system": "Compras MX",
    "source_fetched_at": "2026-07-30T03:50:35.732Z",
    "last_seen_at": "2026-07-30T05:04:24.070Z",
    "first_seen_at": "2025-11-05T05:30:59.994Z",
    "detail_complete": true,
    "documents_complete": true,
    "content_changed_at": "2025-11-05T05:30:59.994Z"
  },
  "context": {
    "prices": [
      {
        "cucop_code": "34501-0001",
        "description": "CONTRATACION DE SEGUROS PARA BIENES MUEBLES",
        "priced_items": 112,
        "units": [
          {
            "n": 110,
            "max": 1012000000,
            "min": 940.66,
            "p10": 49020.917,
            "p50": 824922.99,
            "p90": 881971660.16,
            "unidad": "SERVICIO"
          }
        ],
        "price_by_year": {
          "2023": {
            "n": 33,
            "p50": 215254.3
          },
          "2024": {
            "n": 27,
            "p50": 849637.5
          },
          "2025": {
            "n": 41,
            "p50": 2592492.11
          },
          "2026": {
            "n": 11,
            "p50": 88081.76
          }
        },
        "refreshed_at": "2026-09-19T05:41:52.804Z"
      }
    ],
    "buyer": {
      "slug": "bancomext",
      "name": "BANCO NACIONAL DE COMERCIO EXTERIOR, S.N.C.",
      "total_procedures": 561,
      "distinct_suppliers": 261,
      "procedures_by_type": {
        "LICITACIÓN PÚBLICA": 14,
        "ADJUDICACIÓN DIRECTA": 526,
        "INVITACIÓN A CUANDO MENOS TRES PERSONAS": 17,
        "CONTRATO ESPECÍFICO DERIVADO DE ACUERDO MARCO": 4
      },
      "refreshed_at": "2026-09-18T06:30:19.122Z"
    }
  },
  "alternates": [],
  "similar": [
    {
      "numero_procedimiento": "aa-06-hki-006hki002-n-7-2023",
      "nombre_procedimiento": "SERVICIO DE ASEGURAMIENTO DE BIENES PATRIMONIALES",
      "dependencia": "SHF",
      "siglas": "SHF",
      "score": 0.18464586917806647,
      "anio_ejercicio": 2023,
      "estatus": "ADJUDICADO",
      "fecha_fallo": null,
      "fecha_publicacion": "2023-02-15T19:36:33.000Z",
      "ganador": "AGROASEMEX SA",
      "ganador_slug": "agroasemex",
      "ganador_rfc_type": null,
      "ganadores": "1",
      "monto_mxn": "2166186.62"
    },
    {
      "numero_procedimiento": "aa-09-j4q-009j4q999-n-1-2023",
      "nombre_procedimiento": "ASEGURAMIENTO DE BIENES PATRIMONIALES",
      "dependencia": "PROMTEL",
      "siglas": "PROMTEL",
      "score": 0.18682091314666682,
      "anio_ejercicio": 2023,
      "estatus": "ADJUDICADO",
      "fecha_fallo": null,
      "fecha_publicacion": "2023-02-28T14:20:47.000Z",
      "ganador": "AGROASEMEX SA",
      "ganador_slug": "agroasemex",
      "ganador_rfc_type": null,
      "ganadores": "1",
      "monto_mxn": "878263.78"
    },
    {
      "numero_procedimiento": "aa-06-712-006000998-n-76-2023",
      "nombre_procedimiento": "SEGURO DE DAÑOS OCASIONADOS POR FENÓMENOS NATURALES",
      "dependencia": "SHCP",
      "siglas": "SHCP",
      "score": 0.1898399961185402,
      "anio_ejercicio": 2023,
      "estatus": "ADJUDICADO",
      "fecha_fallo": null,
      "fecha_publicacion": "2023-05-26T22:12:06.000Z",
      "ganador": "AGROASEMEX SA",
      "ganador_slug": "agroasemex",
      "ganador_rfc_type": null,
      "ganadores": "1",
      "monto_mxn": "1173920000.00"
    },
    {
      "numero_procedimiento": "aa-36-b00-036b00999-n-14-2023",
      "nombre_procedimiento": "SERVICIO DE ASEGURAMIENTO INTEGRAL DE BIENES PATRIMONIALES",
      "dependencia": "SERVICIO DE PROTECCION FEDERAL",
      "siglas": "SPF",
      "score": 0.19396184718834975,
      "anio_ejercicio": 2023,
      "estatus": "ADJUDICADO",
      "fecha_fallo": null,
      "fecha_publicacion": "2023-02-21T14:21:54.000Z",
      "ganador": "AGROASEMEX SA",
      "ganador_slug": "agroasemex",
      "ganador_rfc_type": null,
      "ganadores": "1",
      "monto_mxn": "236099.87"
    },
    {
      "numero_procedimiento": "aa-11-mar-011mar001-n-6-2024",
      "nombre_procedimiento": "CONTRATACIÓN PLURIANUAL CONSOLIDADA DEL ASEGURAMIENTO INTEGRAL",
      "dependencia": "FONDO DE CULTURA ECONOMICA",
      "siglas": "FCE",
      "score": 0.2000387430098669,
      "anio_ejercicio": 2024,
      "estatus": "ADJUDICADO",
      "fecha_fallo": null,
      "fecha_publicacion": "2024-02-28T12:00:33.000Z",
      "ganador": "GRUPO NACIONAL PROVINCIAL S A B",
      "ganador_slug": "grupo-nacional-provincial-sab",
      "ganador_rfc_type": null,
      "ganadores": "1",
      "monto_mxn": "159059.64"
    },
    {
      "numero_procedimiento": "aa-38-91e-03891e999-n-9-2023",
      "nombre_procedimiento": "CONTRATACIÓN DE PÓLIZA DE SEGURO PARA DRONES",
      "dependencia": "ECOSUR",
      "siglas": "ECOSUR",
      "score": 0.2004412889217434,
      "anio_ejercicio": 2023,
      "estatus": "ADJUDICADO",
      "fecha_fallo": null,
      "fecha_publicacion": "2023-02-03T18:00:04.000Z",
      "ganador": "SEGUROS AFIRME SA DE CV AFIRME GRUPO FINANCIERO",
      "ganador_slug": "seguros-afirme-sa-de-cv-afirme-grupo-financiero",
      "ganador_rfc_type": null,
      "ganadores": "1",
      "monto_mxn": "166563.51"
    }
  ]
}